SEATTLE, WA — In a move to combat rising concerns over aggressive real estate practices and displacement, Seattle Mayor Bruce Harrell has introduced sweeping legislation aimed at protecting vulnerable homeowners — especially seniors, low-income families, and residents of historically marginalized communities — from predatory homebuying tactics.
This proposed legislation builds upon an executive order issued earlier in the year, reflecting Harrell’s administration’s broader anti-displacement strategy to keep longtime residents rooted in Seattle neighborhoods.
“Homeowners – especially seniors, low-income families, and those in historically marginalized communities – deserve to stay in their homes without being targeted by deceptive or aggressive buyers,” said Harrell. “These new protections promote transparency, fairness, and accountability.”
What Is Predatory Homebuying?
Predatory homebuying often involves unsolicited offers made on homes that aren’t for sale, typically targeting older or financially distressed homeowners. Buyers frequently offer cash at significantly below-market rates, pressuring owners to sell quickly and without proper legal or financial guidance. These practices have become more common in rapidly gentrifying neighborhoods.
Chukundi Salisbury, Executive Director of Black Legacy Homeowners, said Black homeowners have been particularly vulnerable to these tactics, losing homes — and with them, decades of generational wealth.
“This legislation is about putting power back in the hands of our elders, our families, and our community,” Salisbury stated. “Some high-pressure, shady deals can tear apart neighborhoods and erase decades of hard-earned equity.”
Exploitative Tactics: From Flyers to Door-Knocking
Salisbury pointed out how handwritten signs like “We buy houses in any condition” are frequently seen in predominantly Black and low-income neighborhoods. He noted that although knocking on doors isn’t inherently predatory, repeated visits and manipulative tactics often cross the line.
“They’ll tell you your house is worth much less than its true value,” Salisbury explained. “These practices mislead and pressure homeowners, often resulting in regrettable decisions made under stress.”
Key Provisions of the Legislation
Mayor Harrell’s new proposal aims to increase transparency and empower homeowners with the information they need to make informed decisions. Notable provisions include:
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Mandatory Disclosures: Buyers must provide homeowners with clear information about their rights, including:
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Accessing the fair market value of the property
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The right to an independent appraisal (paid for by the buyer)
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The right to legal counsel and real estate agent representation
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Penalties for Violations: The city would gain authority to fine individuals or businesses that fail to comply with these regulations.
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Private Right of Action: Homeowners would be able to sue buyers who violate the ordinance.
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Extended Contract Cancellation Period: Homeowners would have 10 business days to back out of a deal — either after signing or after receiving an appraisal.
Stronger Than State Law
While the legislation mirrors many aspects of State House Bill 1081, Seattle’s version includes stricter enforcement mechanisms and more robust homeowner protections. These additions include enhanced disclosure requirements, longer cancellation periods, and stronger penalties for noncompliance.
City Councilmember Joy Hollingsworth praised the proposal, calling it a critical addition to Seattle’s anti-displacement strategies.
“This legislation adds essential protections for longtime legacy homeowners, particularly those vulnerable to deceptive practices in neighborhoods experiencing intense development.”
Preserving Generational Wealth
One of the most impactful outcomes of the legislation, advocates say, will be its role in helping Black families preserve generational wealth.
“Every time you save the property, that is saving generational wealth,” Salisbury said. “It helps make sure we’re not falling victim to shady transactions.”
Seattle Councilmember Mark Solomon, who also supports the bill, emphasized the importance of helping families remain in neighborhoods where they’ve lived for generations.
“One of my top priorities is to ensure that Black families in my district are able to build and pass on generational wealth,” said Solomon. “This legislation will help achieve that.”
Looking Ahead
Mayor Harrell’s legislation is expected to move to the Seattle City Council in the coming weeks, where it is likely to be reviewed by housing and public safety committees.
Meanwhile, Salisbury and other advocates are hopeful that the bill marks a turning point in Seattle’s efforts to combat displacement and exploitation in vulnerable communities.
“Now, when a buyer makes an offer, they’ll have to show where to find the fair market value,” Salisbury said. “Just like we use Carfax for cars, homeowners should be able to make informed decisions about their homes. This is a game changer.”
Bottom Line: Seattle’s proposed anti-predatory homebuying legislation could reshape how unsolicited real estate offers are made — empowering homeowners, deterring exploitative buyers, and helping preserve the city’s cultural and economic diversity for generations to come.
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