🏠 Phase Two of New York’s STAR Program Begins
New York State has officially launched Phase Two of its School Tax Relief (STAR) program for 2025. This initiative provides significant property tax relief to eligible homeowners. Payments are now being issued throughout the summer and into the fall, timed to align with local school tax deadlines between August and October.
Key Stats:
- Nearly 3 million homeowners will benefit.
- The state is distributing $2.2 billion in total STAR relief.
✳️ Types of STAR Benefits
Basic STAR
- For homeowners who use their property as a primary residence.
- No age requirement.
- Household income must be under $500,000.
- Annual benefits typically range from $350 to $600.
Enhanced STAR
- Available to homeowners aged 65 or older.
- Household income must be under $107,300 in 2025 (rising to $110,750 in 2026).
- Offers higher benefits—typically $700 to $1,500 per year.
✅ The 4 Requirements to Qualify
To qualify for STAR, a homeowner must:
- Own their home and use it as their primary residence.
- Have a household income within the eligible limit.
- Be under 65 for Basic STAR or 65 and older for Enhanced STAR.
- Be current on any required registration or application with the state.
📆 When Payments Are Made
- Phase Two distributions are happening now.
- Payment timing is based on when local school taxes are due.
- Some homeowners will receive a check or direct deposit, while others may see the benefit applied directly to their school tax bill.
💰 Payment Expectations
- Basic STAR recipients can expect $350–$600 annually.
- Enhanced STAR recipients may receive $700–$1,500, depending on their location and income.
- Some senior homeowners are expected to receive the maximum $1,500 benefit.
📊 Regional Example From Phase One (for reference)
Region | Total Relief | Homeowners Served |
---|---|---|
Long Island | $698 million | 582,000 homeowners |
Mid-Hudson | $488 million | 404,000 homeowners |
Western NY | $178 million | 320,000 homeowners |
New York City | $158 million | 483,000 homeowners |
Phase Two is expected to follow a similar pattern in terms of distribution scale.
✔️ What Homeowners Should Do
- If you are already enrolled and meet the requirements, no action is needed.
- If you’re new to STAR, or recently turned 65, you can apply or update your status when the registration window opens again on September 15.
- Consider signing up for direct deposit to receive your STAR credit faster.
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